Hardy & Wren Insurance Services                 865-482-2222

Terms and Conditions of Use

By using this Website, www.hardywren.com you signify your assent to these terms and conditions.  If you do not agree to these terms, please do not use the website.  We reserve the right, at our discretion, to change, modify, add, or remove portions of these terms at any time.  Please check these terms periodically for changes. Your continued use of the website, following the posting of changes to these terms, will mean you accept those changes.

Restrictions on the Use of MaterialsUnless otherwise noted, all materials, including, but not limited to, news articles, images, illustrations, designs, icons, photographs, video clips and audio clips that are part of the website (collectively, the "Content") are protected by copyright and owned, controlled or licensed by Hardy & Wren Insurance Services: ("Hardy & Wren") or the party credited as the provider of the Content.  You shall abide by all additional copyright notices, information or restrictions contained in any Content accessed through the website.

Content Use – No Content from the website may be copied, reproduced, framed, hyperlinked, republished, downloaded, uploaded, posted, transmitted, or distributed in any way; provided, however, you may download, where specifically permitted, one copy of the Content on any single computer for your personal, non-commercial use only, provided you keep intact all copyright and other proprietary notices. Copying or storing of any Content for other than personal use is expressly prohibited without prior permission from the copyright holder identified in the copyright notice contained in the Content.

If you wish to build a hyperlink to the website, you may do so provided you agree to cease such link upon request from Hardy & Wren.  No other use is permitted without prior written permission from Hardy & Wren.

Use of any robot, spider, other automatic device, or manual process to monitor or copy our web pages or the Content is strictly forbidden.

Modification of the Content or use of the Content for any other purpose is a violation of Hardy & Wren’s copyright and other proprietary rights.  For purposes of these terms, the use of any Content on any other website or networked computer environment is prohibited.  All trademarks, service marks and trade names are proprietary to Hardy & Wren Insurance Services.

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